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ATM and Debit Cards with the Plus and Cirrus logos are the easiest to use
and most widely accepted in Korea. Some places even accept international
cards like China Union Pay, Maestro, Electron, and JCB cards.
Banks as well as other sites have ATMs where customers can make withdrawals,
deposits, and fund transfers. However, as all ATM transactions require an
account with a Korean bank, ATMs are not particularly convenient for
international travelers except for getting cash advances on a credit card.
If you have an account with Citibank, however, you can enjoy a more
extensive range of banking services. Just visit a Citibank location nearby
for ATM or counter services. Some ATM/CD machines operate 24 hours a day,
while others are open from 8 a.m. to 12 a.m.
Cash dispenser machines, called CDs, which only offer cash withdrawal
services, can be found in subways, convenience stores, railway stations, bus
terminals, and department stores. Most are open 24 hours a day and dispense
cash in 10,000 won units. Most machines display English directions on the
monitor, and others also have Japanese and Chinese.
The major banks in South Korea are:
• Korea Exchange Bank
• Shinhan Bank
• Citibank
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