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Country Guide

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Medical Insurance - Philippines

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Along with your teaching contract, comes a medical coverage provided by the school you are attached to. Health Insurances in the Philippines usually cover employees of private and public offices. Health care benefit is offered as part of the employment package. Quite a number of insurance companies mushroom all over the country that caters to any type of insurance need. In case, your medical insurance provided by your school is basic and you want a more comprehensive package especially if you are going to be travelling and teaching, you can get one from your place or an insurance policy in the Philippines for the purpose of your stay. In acquiring a policy from your own place, make sure that it is duly accredited in the hospitals within the Philippines or if it gives you the same benefits as you have it in your place. You have to remember not all the hospitals, doctor's clinic or laboratories have an international link or affiliations that can possibly accept or accommodate your insurance coverage. To avoid so much hassle it would be best to acquire a separate policy during your stay in the Philippines, anyway, there are a lot of insurance packages tailored fit to your needs. You must also remember that most of the hospitals, clinics and laboratories require patients to pay on cash.


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